How to Make 20 Dollars Fast (17+ Legitimate Ways)

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Are you interested in how to make money fast or easy ways to make extra money in 2024? Well, free money isn’t so hard to come by if you know where to spend your time.make money now

If you are able to make an extra $20 a day, every day (M-F), then you can make an extra $400 per month or $4,800 per year.

This list can teach how to make $20 a day, so you can make some great side income to help pay rent, bills, or whatever you need the money for. Click here to skip the money making list.

How to Make Money Fast (Make $20 Fast)

Are you strapped for time? We can get started with ideas on how to make money fast and you can watch your bank account grow. Some of these ideas are better for quick cash infusions, so it’s best to mix it up, rotate, and adjust throughout the month for maximum earning potential.

1) Take Surveys Online To Help Make 100 Dollars This Month
Survey Junkie doles out cash for taking surveys on different products and services. You also unlock rewards for virtual points that accrue as you take surveys. There are a variety of different products that you can choose based on your preferences. As you build your profile, more choices open up adding incentive to keep at it.
2) Join Swagbucks and Make $20 Fast
If you browse the internet a lot, this could actually turn your past time into a moneymaking endeavor. Swagbucks rewards you for shopping online, watching videos, searching and answering surveys. You are credited with points which you can then redeem with your favorite e-tailers online including Pay Pal, Amazon, and Walmart.
3) Make Money Fast with Fundrise
Are you fascinated with investing into billion-dollar businesses but never knew where you could get started? Fundrise can help you get your feet wet with high-value real estate investments. Here, it is all about investing in private markets rather than the public. They have an expert team of investment professionals who can help you with smart investments into several high returns businesses.
4) Make 500 Dollars Fast by Listing Your Room
There are good chances that you’ve come across Airbnb and even used their services when you’ve traveled. Airbnb is a good place to consider earning cash if you have a spare room or a house that you have to rent. They give you extensive cover including $1 Million in property damage and another $1 Million for insurance against accidents.
5) Save Money with Automation - Trim Your Expenses
Trim is a high-tech AI assistant that you can use which streamlines your financial requirements. Automation is the key phrase here – Trim can help you save money by effectively automating a user’s everyday spends. It has some features that will surprise you like automatic Comcast bill negotiation. Trim trims the excess fat from your spending habits and keeps your financial profile lean and mean!
6) Join MyPoints on Your Pursuit to Make Money Fast
If you are a fan of getting rewards for purchases online, then you’ll love MyPoints. You can take surveys, watch videos, read emails and more to earn points which you can reimburse for various online services. They are also partnered with Swagbucks who was mentioned earlier. You can even redeem your points for cash and travel miles which makes it more flexible.
7) Start Getting Paid ($20 or More Easily) to Watch Videos for Money
InboxDollars is another reward based app which offers attractive rewards for watching videos for money and even taking surveys. They payout real cash after you complete watching videos or taking surveys. They have great reviews from their customers and look like they revert with payments quickly. An award-winning company, they have paid out $57 million in cash rewards so far.
8) Make Money with This Survey App (They'll Even Pay You $1 to Join)
Vindale Research is another survey app for which you can get rewarded cash either through checks or PayPal and not points. This website is also optimized for mobile platforms so you can take surveys on the move. They have great reviews with Trustpilot and have paid our close to $7 million to customers already.
9) Get a $1,000 for Driving with Lyft
Lyft matches drivers with passengers who request rides through the Lyft smartphone app, and passengers pay automatically through the app. Whether you’re trying to offset costs of your car, covering this month’s bills, or fund your dreams, Lyft will get you there. So, go ahead. Be your own boss and get started with a $1,000 bonus here.
10) See if You can Make $20 by Investing
With the Acorns app, you’ll start small and stack up change over time with the Acorns “round-up” feature. That means if you spend $15.25 on your connected debit or credit card, for example,  75 cents gets dropped into your Acorns account. Get started risk-free with a free $5 on us.
11) Get Your Meal Free -- With GrubHub
If you aren’t a current GrubHub user (a popular food delivery service), sign up for a new account using this GrubHub promo link because both you and the person referring you will get $15 off your first order.
12) Get Instant Refunds with This App
Paribus tracks your confirmation emails and watches for price changes so you don’t have to. Sign up for Paribus and find out if stores owe you a refund – effortlessly (AND FREE)!
13) Download the Nielsen App (and Collect $50)
This is an interesting passive income app that Nielsen offers – all you need to do is install it on registered mobile devices and they’ll pay you $50. It unobtrusively works in the background and collects certain statistics about browsing habits for which you get paid by them.
14) Get Paid Real Money on Your Phone with LifePoints
LifePoints, like its namesake, is an app that pays you real money and which you can run on your computer or a mobile device of your choice. You accrue points over time when you complete surveys which you can then use to spend on their online store. You can also find PayPal and Amazon e-certificates which you can exchange your reward points for.
15) Get $25 for Trying Root
Root is a car insurance rate based primarily on how you drive. Good drivers save up to $100/month (Now, that’s fair). They give you rates based on how you drive. Use this link and you can get $25 after finishing test drive.
16) Link a Card to Dosh App and Get $5 Free
The Dosh Cash Back app is a simple method where you can avail cashback on several popular platforms and stores like Target, Walmart, and Tom’s just to name a few. All you need to do is link your card to the app and then use the linked card at thousands of supported stores and restaurants for a hassle-free cashback credited right to your account. They also have referral programs you can use to get more cash into your account. If you link your card to Dosh, they’ll giveyou $5 instantly!
17) Get Paid 1000s for Your Smarts
Have genius level IQ and looking to test it out? Well, we’ve got just the thing for you. SwagIQ gives you the option to satiate your thirst for trivia and also win prizes. Each trivia game is live and played over your phone, and almost all the games prizes are over $1,000. Questions can get tricky but if you get 10 right, the money is yours. You’ll win Swag IQ’s digital currency which you can then use to redeem for gift cards or cash through PayPal.

Get $100 Fast with ZippyLoan

If you actually need money now, then you can opt for a personal loan. When you need money in a hurry ZippyLoan is where to go.

how to make money

Zippy Loan offers you online personal loans in about 5 minutes on their completely secure website.

This website basically connects you to lenders which means that waiting times are minimized unlike at a bank. The money is usually deposited in your account the next day you apply for a loan.

You review the loan details and e-sign if you like what you see. No risk in checking what offers you’ll get. You can borrow between $100 and $15,000 as soon as tomorrow.

Loans service for up to 60 months.

ZippyLoan connects borrowers to lenders through their network of lenders. They’ll find you the lowest interest rate and is one of the best no credit check loan. You can visit ZippyLoan here.

If you want to earn your money instead, here’s more information on how to make money fast.

Make 20 Dollars Fast With Your Phone or Laptop (Quick Wins)

The next few ideas help you make 20 dollars fast, all you need is a phone or laptop (no extra skills required).

1) Survey Junkie: Get paid to give your opinion — make $396/mo

Taking online surveys with Survey Junkie to make extra money is easy. It is a legit (and free) website that pays you to take online surveys, participate in focus groups, and try new products. And, I really mean free all around – free to join and they don’t charge anything to be a member (they will actually pay you in cash via PayPal).

Survey Junkie Referral

Join for free through a Survey Junkie referral and get your free registration bonus.

Survey Junkie pays up to $50 per survey, and many of them take less than 5 minutes to complete. It is one of the highest paying survey sites that actually works!

Click here to start making extra cash with Survey Junkie.

2) Swagbucks: Make money while you watch tv — $35 per survey

Swagbucks is the web’s most popular rewards program that gives you free money for watching videos, searching the web, shopping, and so much more.

They have paid out over 3 Million Dollars — can you imagine how much that is?

how to make money

Here’s how to make money with Swagbucks:

  1. Sign up using a Swagbucks sign up bonus
  2. Confirm your email to get a $10 sign up bonus
  3. Earn money for answering surveys, watching entertaining videos, shopping online, and more
  4. Get paid cash via PayPal or gift cards to your favorite stores

Click here to get a free $10 sign up bonus to join the largest rewards site in the world.

3) Fundrise: Invest in real estate with only $500

Wouldn’t it be great if you could invest in commercial real estate and apartments without dealing with all the hassle of buying, improving, and re-selling real estate?

You don’t have to be a millionaire to invest in these types of properties. You can now invest in large-scale real estate for as little as $500.00 with Fundrise.

Through their real estate investment products, investors earned an average return of 8% to 11% on their money last year, and all without painting a wall or dealing with unruly tenants.

make money

There is a reason why they currently have over 200,000+ users, Fundrise is better than boring index funds!

If you’re interested, I recommend you sign up for more information from Fundrise by clicking here.

how to make money

4) Airbnb Host: Earn money as an Airbnb host

It’s easy to become an Airbnb host in most areas, and it’s always free to create a listing. Entire apartments and homes, private rooms, treehouses, and castles are just a few of the properties hosts have shared on Airbnb.

For more details on what’s expected of hosts, check out Airbnb’s community standards, which revolve around safety, security, and reliability, and hospitality standards, which help hosts earn great guest reviews.

The price you charge for your listing is completely up to you. To help you decide, you can search for comparable listings in your city or neighborhood to get an idea of market prices.

how to make money

Here’s how to make money with Airbnb:

  1. Sign up for Airbnb (you just need to give them a name and email address).
  2. List your spare space in under 5 minutes.
  3. You can get paid when somebody books your spare room and you can charge whatever you want.

Remember, Airbnb is a free room booking app for your smartphone or computer. I really mean free all around – free to join and they don’t charge any fees for you to list your spare room.

5) Trim: Find out where you’re wasting money

Saving money should be easy. Automate it with Trim.

how to make money

Trim users saved over $1,000,000 in the last month. I personally love that you can get your top savings results in less than a minute.

I effortlessly linked my financial accounts and Trim went to work and I saved $200.39 in a few days of signing up.

It found ways to lower my bills and cancel subscriptions.

Stop paying more for cable and internet than your neighbors:

  1. Sign up for Trim here.
  2. Provide your account details.
  3. Let Trim save you money. Remember, it’s 100% free.

Stop getting ripped off! Trim can negotiate your bill down for you. Works with Comcast, Time Warner, Charter, and any other provider.

Bottom line: It was able to save me some money. If you are at all interested in saving money, you should be using Trim.

Tip: Did I mention there’s no fee for this? Because there’s no fee for this! Getting started with Trim is pretty straightforward: Sign up and connect your Messenger account.

6) MyPoints: This site will give you a free $10 Amazon gift card just for trying it

MyPoints Referral Code

Have you heard of MyPoints? It’s a cash-back site that pays you to shop online. I love it because it lets you earn cash for the shopping you would do anyway.

And right now, you can earn a $10 Amazon gift card with your first purchase at any retailer through MyPoints!

Here’s how it works…

  1. Sign up for MyPoints here (you just need to give them a name and email address).
  2. MyPoints will instantly send you an email to confirm your email address. You’ll need to click that to get the free gift card.
  3. You’ll also need to purchase $20 worth of products at any of the more than 1,900+ top retailers like Walmart, eBay, & Amazon. MyPoints will reward you with 1,750 bonus points that you can redeem for a $10 Amazon gift card.

That’s all! It’s basically $10 off anything you buy. Check out the latest MyPoints signup bonus offers to get the best signup bonus.

7) InboxDollars: Get paid to watch videos & collect your $5 right now

The next thing you can do is sign up for InboxDollars which pays you, in cash, to watch fun videos & take paid surveys.

If you sign up before the end of this month, they also give you a $5 free bonus just to give it a try.

By spending just 5-10 minutes per day on this (either on your lunch break or during TV commercial breaks) you can earn and earn an extra $50/month.

More people should be doing this!

8) Vindale Research Mobile: Get $2 for signup up for Vindale

vindale make money

Vindale Research asks for information about you so that they can match you with fitting surveys.

At up to $75 a pop for some surveys and a free Vindale referral bonus of $1 just for signing up, it pays to check in daily to see which ones are available to you.

Cashouts are through PayPal.

You’ll get $$$ just for signing up and they pay you straight cash. You don’t have to convert your points into cash, you can see your earnings on the dashboard.

Get A Free Vindale Research Account

9) Lyft: Bonus Gives You $1,000 Driver Bonus

lyft driver bonus

Pro tip: Surveys are quick, easy, and can pay you cash from the comfort of your home. No wonder they are so popular. Survey Junkie and Swagbucks are just a few of the best survey sites to make money.

Meet a flexible way to earn. Start driving with a Lyft Driver Referral Code and earn a $1000 bonus after your first 125 rides.

If you’re free nights and weekends, you can make money driving your fellow citizens around. You can make money by becoming a Lyft driver if you have a car, it’s a perfect way to make a good amount of extra money whenever it’s convenient for you.

A lot of people do this full time, so you can imagine that’s it definitely possible to do this on the side and make $100 every day and be able to save it.

10) Acorns: Make Money by Investing with Acorns

acorns referral

You can download Acorns for free.

With the app, you’ll start small and stack up change over time with the Acorns “round-up” feature. That means if you spend $15.25 on your connected debit or credit card, for example,  75 cents gets dropped into your Acorns account.

Then the app does the whole investing thing for you. It’s that simple. Now you can brag to your friends, too.

The idea is you won’t miss the digital pocket change — you know, out of sight, out of mind.  And those automatic savings stack up faster than you’d think.

The app is free to download on the app store or google play, and the service costs $1 a month for balances under $1 million —  plus you’ll get that $5 Acorns referral bonus just for starting out. Or you can sign up with your student email and it’s free.

You can claim your $5 Acorns referral bonus here for free.

11) GrubHub: Get $12 off Your Next Meal with GrubHub


Grubhub is an online and mobile food-ordering company that connects diners with local restaurants. Based in Chicago, the company has more than 14 million active diners and approximately 80,000 restaurant partners in over 1,600 cities across the United States and the United Kingdom, food delivery or takeout is just a click away.

Save some money with this GrubHub Promo Code and get free GrubHub credit for new users anywhere in the world. This one appears to work for new users, independent of location.

If you aren’t a current GrubHub user, sign up for a new account using a GrubHub promo code because both you and the person referring you will get $15 off your first order.

In order to have the credit properly applied to your account, you must go through the promo link.  If you don’t, you will miss out on the free credit and your credit card will be charged.

12) Paribus: Get Instant Refunds with This App

how to make money

This free app will scan your emails for any purchase receipts from dozens of online retailers. You don’t even have to know about the price drop in order to get your refund.

It’s 100% free and will save you a lot of money. I pocketed around $50 in the first few weeks of signing up. Remember, it’s 100% free and I’ve used it for weeks now.

So this happened.  I bought something online from Target.  The price of the Keurig cups I purchased dropped in price after the fact.

I effortlessly got refunded without doing a thing.

I didn’t have to do anything, other than originally sign up for Paribus.

It’s as simple as that.

13) Nielsen Mobile: Download this money making app and get $50

how to make money

By using the internet as you do every day, Nielsen invites you to make a difference – and you can make money too.

This company will pay you $50 a year to keep their app on your favorite internet browsing device and they also give away $10,000 each month.

So you can possibly make more than $50. Sign up through here for a registration bonus

I downloaded this app and make around $50-100 passively… it’s a legit app.

You don’t have to do anything other than initially registering your computer or phone.

14) LifePoints: Make money taking surveys from your phone


LifePoints, like its namesake, is an app that pays you real money and which you can run on your computer or a mobile device of your choice.

You accrue points over time when you complete surveys which you can then use to spend on their online store.

You can also find PayPal and Amazon e-certificates which you can exchange your reward points for.

If you’re interested you can sign up here for free.

15) Get $25 for Trying Root

We invite you to try out Root, a new car insurance company that helps good drivers get great rates.

Root is a car insurance rate based primarily on how you drive. Good drivers save up to $100/month.
(Now, that’s fair.)

Root’s quote was almost 40% less than what I had been paying. We’re saving almost $400 per year, even taking into account the discount we had been getting on our homeowner’s insurance! The test drive was smooth; I just drove as I normally do. Now I’m getting way better coverage and saving more money!

Ready to take the Root test drive and save up to 52% on your car insurance policy? Let’s get started.

  1. Download the app and confirm your license.
  2. They give you rates based on how you drive. Use a Root referral code link and you could get $25 after finishing test drive.
  3. Choose the cheapest plan after if you want, or just keep the $25!

Click here to claim your $25 Root Referral Code.

16) Dosh Cash Back App: Get $1 bonus for linking a credit card

referral codesLooking for easy money? The Dosh app is the free cash back app that finds you money for shopping, dining out, and booking hotels and travel activities with more than 100,000 merchants and brands nationwide.

This company not only allows you to get cash back on everyday purchases, but no receipt scanning required!

Click here to get started with Dosh and get a $1 Dosh referral code bonus with: BRIANM4.

17) SwagIQ: Make $1,000s with trivia

make money fast swagiqWhat is the most popular drink in the world that does not contain alcohol? What the official national anthem of the United States of America? What is the Capital of Australia?

If you answered coffee, star-spangled banner, and Canberra, then you may want to look into the NEW Trivia App that pays you huge cash prizes for your smarts.

You’ll get $$$ just for testing your knowledge and they pay you straight cash without doing any work

Today’s prize is worth over $1,000! I’ll be playing, will you?

Click here to download the free trivia app and start winning cash daily!

What’s Next?

We wanted to recap the top referral programs that you can use to make money referring friends. Here at Referral Codes, we accept submissions of top referral programs and referral codes but you may not be aware of them all.

We’ll recap the most popular referral programs available so that you can refer some of your close friends and family and earn some moolah.

Cashback Shopping Referral Programs

Rakuten – Shop smarter with Rakuten: Earn Cash Back at 2500+ stores or shop the marketplace for electronics, clothing, games, sporting goods, and more. They offer $10 for you and $10 for your friend after making a $25+ purchase through the shopping portal.

Be Frugal – Be Frugal has the highest bounty for referring a friend offering $15 for you and $10 for your friend after making a $25+ purchase through the portal.

TopCashback – Another great cashback portal, TopCashback offers $10 for you when a friend joins and earns $10 in cash back.

Mr Rebates – Although not offering a direct sign-up bonus, Mr Rebates offers excellent cashback rates and gives you 20% of your friend’s earnings for life – in addition to providing a $5 sign up bonus for your friend.

Ibotta – Ibotta is an awesome coupon app that allows you to get cash back for your regular purchases in the store – such as $0.50 for buying bread or a $1.00 for trying a new brand of chips. Savings build up fast and you also earn $5 for every referral while giving your friend $10 when they join through your link. To receive both bonuses, it is essential that you install the app through a referral link (I would love it if you use mine here to start).

Checkout 51 – An app that allows you to make money by simply scanning your receipt after every shopping trip. A simple app that can easily add a few dollars into your bank account – they offer a $0.50 referral bonus when a friend downloads the app.

ShopKickEarn money by visiting stores, scanning barcodes, and making purchases. Refer a friend and you both earn 250 kicks worth $2.50 toward gift cards.

How to Fail at Making $20 Fast

Congrats, you made it to the end of the list and should have plenty of ideas on how to make make a quick $20.

Keep in mind that at the end of the day, the only thing holding you back from making making fast money is your mindset. There are fast legit money making ideas here.

The only way you can not succeed in making extra money fast or another $20 today is by giving up. So when you feel like stopping, just keep pushing.

Keep trying with these quick legit money ideas, don’t quit.

Have you made an extra $20 fast? I’d love to hear any legit money ideas or strategies I missed.

Want to Make Extra Cash This Month?
CompanyWhat You NeedEarning Potential
Albert Referral CodeSign Up$250 AdvanceGET $250 NOW
Arrived Referral Code $10 to Invest in Real Estate8.7 – 12.4% Annual ReturnsSTART INVESTING
surveyjunkie referral SmartphoneUp to $50 Per SurveySIGN UP FREE